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Health Insurance

The perfect medical insurance plan for you and your family

average rating is 4.7 out of 5, based on 10001 votes, + Happy Clients

Why Choose Us?

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It is simple: we offer the easiest possible sign up and hassle free quotes. 

With PeoplesAlly, you can buy medical, dental, and vision insurance plans for everyone in your family. The sign up is easy and you can create an account in seconds. Enroll during the annual open enrollment period or after a qualifying life event, such as moving to a new area or loss of employment.

We pride ourselves on customer service. Contact PeoplesAlly's knowledgeable service team with any questions you have about your health insurance options. We'll help you get the right coverage for you and your family.

Why Do I Need Health Insurance?

Whether you’re relatively healthy or chronically ill, health insurance can provide the financial protection you need for both routine and unexpected healthcare needs. Here are just a few benefits to consider:

  • Health insurance typically covers preventive health services to keep you healthy and screen for potential health issues that could cause problems later on.

  • Health insurance typically covers other essential health benefits like emergency services, prescription drugs and maternity care.

  • Health insurance can help protect you from high medical costs, whether expected or not, through copayments and coinsurance.

If you choose to skip health insurance, you may be forced to face these costs alone, plus a penalty.

The coverages you may receive will largely depend on the type of health insurance plan you get and the insurance company you go through. For example, some health insurance plans cover vision and dental care needs, and some don’t.


Additionally, a health insurance plan might not cover health care that the insurer determines isn’t medically necessary. Essentially, that means the service is needed to prevent, diagnose or treat an illness, injury, condition, diseases or their symptoms.


Some examples of services that may not be considered medically necessary include:

  • Cosmetic surgery

  • Weight-loss surgery

  • Acupuncture

  • Infertility treatment

  • Long-term care

What Are The Most Common Types of Healthcare Policies?

There are three basic types of healthcare products depending on your needs.

Patient with Healthcare Nurse

Individual & Family

Besides your deductible, co-pay, etc., you should also look at the plan types available to you. Each one offers varying levels of choice and out-of-pocket cost, giving you a range of options to suit you or your family’s budget and healthcare needs. Here are a few of the most popular types of health insurance plans: PPO, HMO, HSA, Catastrophic Health Plans.

Old Friends

Medicare Plans

Medicare Advantage are private plans that provide the same benefits as Medicare, with the addition of prescription drug coverage, dental and vision. Medicare Supplement Insurance Plans help pay for your co-pays and deductibles. Medicare Part D Plan are standalone plans that cover prescription drugs that Medicare typically doesn’t cover.

Dental Surgery

Dental & Vision

Different dental insurance plans cover different services. A basic dental plan typically covers preventative care and common treatments, either with or without a co-pay. Vision insurance typically covers preventative eye care, including eye exams and prescription eyewear. Some plans may also offer discounts for elective vision correction surgery, such as LASIK.

What Does Healthcare Insurance Usually Cost?

The average of an individual health insurance plan is around $440 per month for an individual and $1,168 per month for a family. Keep in mind that these numbers are averages and only represent the average cost for monthly premiums. The cost of your premium can vary greatly depending on where you live, how old you are, and how many dependents you have – if any. Some additional factors include your weight, whether you smoke, your occupation and even your family health history. Also, the premium isn’t the only individual health insurance cost you need to worry about, you can also expect to have other out-of-pocket expenses such as:

  • A deductible

  • Copayments

  • Coinsurance

We specialize in offering popular insurance products for the new industry norm given the 2020 pandemic.

Contact us now to talk to a professional.

We Are Insurance Experts

We have over 10,000 satisfied customers and 30+ years of insurance experience. We have seen it all and can get you the best package for your needs.

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Best Value

at Cheapest Rate

We get you the best value for your dollar on all insurance products. No hidden costs and no surprises. 

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No Hassle

3-Minute Quote

We don't hassle you with pushy sales pitches. Fill out our one pager quote sheet in far less time than others.

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No Spam

We only require some basic info for a generic quote. No need to provide sensitive information and no spam.

Providing People with Protection Everywhere

PeoplesAlly is trusted by thousands of businesses no matter what size. We can help you meet your insurance needs in any industry or line of business.

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There are many kinds of insurance out there, but as an accounting & finance business owner, you have very unique needs. At PeoplesAlly, we’ll help you understand what kind of insurance is best for you. Just fill out a simple form online or speak with one of our licensed insurance experts to get a free quote. Plus, with PeoplesAlly, you can purchase a policy, manage it, and submit claims online for ultimate convenience.


“The PeoplesAlly team is extremely knowledgeable and will work hard to find you the best quality and price available. Very professional, no bait and switch, and will give you the bottom line even if it means losing you as a customer. I appreciate honesty rather than sleazy sales people.  

—  Samantha D

Learn More

Find out more about what makes us a great company. Learn the basics of various insurance policies we offer. Keep up with the latest news and resources.


Answers to all of your questions about insurance products and the pros and cons of each.


Reference Articles

View our latest insurance articles and find resources to help you figure out  steps along the way.


About Us

Find out more about our company and read about how we standout above and beyond.

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